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A Smarter Way to Build Your Brokerage

Keep 100% of your commission and run your brokerage your way.

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The Platform Built for Serious Mortgage Brokers

ExBanqi gives Australian brokers total control of their business with modern fintech systems, institutional-grade support, and a commercial model that rewards growth.

Aggregator Switch Assistance

ExBanqi supports brokers transitioning from traditional aggregators, providing compliance guidance, lender access, systems setup, and operational support to ensure a smooth and confident move.

Flat Fee. Full Control.

Keep 100% of your commission and operate on a simple flat monthly fee. No revenue share. No hidden costs. Your income scales directly with your performance.

For Established Brokers

Designed for brokers who want stronger systems, cleaner workflows, and complete independence from outdated aggregator models, without disrupting existing business.

Built for How Brokers Actually Work

ExBanqi gives you full ownership, modern infrastructure, and direct support so you can move faster, and scale your brokerage without the restrictions of traditional aggregator models.

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Why Choose ExBanqi?

ExBanqi gives brokers 100% commission, a flat monthly fee, and modern tech built by ex-bankers for better outcomes.

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Banking-Grade Trust

Built on real banking discipline and institutional standards.

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Fintech Innovation

Modern, efficient systems engineered for performance.

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Broker Independence

Tools and support that put you in full control of your business.

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Growth-Driven Systems

Technology and support built to accelerate your performance.

$990+ GST Per Month, Per Broker

A flat monthly fee providing access to ExBanqi’s aggregation platform, lender panel access, core systems, and compliance framework.

You retain 100% of your upfront and trail commissions.

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Flat-Fee vs Commission Split

Most aggregator models take a growing percentage of your income as you scale. ExBanqi caps your costs so your income can grow without penalty.

Feature ExBanqi Flat-Fee Model Commission-Split Model
Monthly cost $990 per month
Fixed and predictable 		Typically 15–25% of commission
$3,750–$6,250 per month at $300k annual commission
Commission ownership Broker keeps 100% Aggregator retains a percentage split
Transparency Clear, upfront pricing Often complex or opaque
Commercial control Broker-first Platform-first
Long-term economics Predictable and sustainable Compounds against brokers over time

Why this matters over time

If you settle $300k in annual commission, a 20% split is $60k every year. At $500k, it is $100k every year. With a flat fee, that difference stays in your business.

Build Your Brokerage on Your Terms

ExBanqi gives you the commercial freedom and technical foundation to operate like a modern financial business, not a branch of an aggregator.

You control your commission, your systems, your brand, and your growth. We provide the infrastructure, compliance, lender access, and operational support that lets you focus on writing quality loans and scaling with confidence.

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What Brokers Say After Switching to ExBanqi

Real feedback from Australian mortgage brokers who wanted full control, better systems, and broker first support. No commission splits, no legacy platforms, just a cleaner way to run and grow your business.

“Switching to ExBanqi gave me back control of my business. I kept my full commission, cut out the noise, and finally had systems that actually worked the way brokers work.”

Michael Harrington

Switched from a legacy aggregator

“Starting out with ExBanqi meant I did not have to guess or stress. The compliance, training and lender access were all there from day one, so I could focus on writing loans.”

Sophie Delaney

Broker Academy participant

“ExBanqi lets me run my brokerage like a real business. No revenue share, no outdated tools, just a clean platform that supports growth without getting in the way.”

Daniel Whitmore

Independent business owner

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Common Questions From Mortgage Brokers

Choosing a mortgage aggregator impacts income, control, and long-term value here are questions brokers ask before deciding if ExBanqi is right.

Do I really keep 100 percent of my commission with ExBanqi?
Yes. ExBanqi does not take a percentage of your upfront or trail commission. You pay a flat monthly fee and retain 100 percent of what you earn from lenders.
Is ExBanqi suitable for experienced mortgage brokers?
Yes. ExBanqi is designed for brokers who want autonomy, cleaner systems, and a fairer financial model without unnecessary restrictions on how they run their business.
Can new mortgage brokers join ExBanqi?
Yes. New to industry brokers are supported with structured guidance, compliance support, and a clear pathway to help you start with confidence.
What happens if I want to switch from another aggregator?
We support brokers through a structured transition process that protects your book, maintains compliance, and minimises disruption to your business.
Do you lock brokers into long term contracts?
No. ExBanqi does not rely on long term lock ins. Brokers stay because the model works, not because they are forced to.
How is ExBanqi different from traditional mortgage aggregators?
Traditional aggregators rely on commission splits and complex fees. ExBanqi operates on a flat fee model with modern systems and broker support, giving you more control and transparency.
Who provides support and compliance guidance?
Support is provided by experienced professionals with banking and aggregation backgrounds. You deal with people who understand broker businesses, not call centres.
Is there any obligation when I make an enquiry?
No. An enquiry is simply a conversation to explain the model and answer your questions so you can decide if ExBanqi is right for you.
Do I still keep full control of my brand and client relationships?
Yes. You retain full ownership of your brand, your clients, and your business decisions. ExBanqi provides aggregation and support without interfering in how you operate.
Is ExBanqi available to brokers across Australia?
Yes. ExBanqi supports mortgage brokers Australia wide with national lender access and a consistent aggregation model regardless of location.
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